Financial Literacy Bangalore University 1st Semester NEP Notes

26/12/2021 3 By indiafreenotes

Unit 1 Introduction to Financial Literacy {Book}

Meaning, importance and scope of financial literacy VIEW VIEW
Prerequisites of Financial Literacy, Level of education, Numerical and Communication ability VIEW
Various financial institutions:
Insurance Companies VIEW VIEW
Post Offices VIEW
Mobile App based services VIEW
Need of availing of financial services from Banks, Insurance companies and Postal services VIEW
Unit 2 Financial Planning and Budgeting {Book} VIEW
Meaning, Importance and Need for financial planning VIEW VIEW
Personal Budget, Family Budget, Business Budget VIEW
Procedure for financial planning and Preparing budget VIEW VIEW
Avenues for savings from surplus VIEW VIEW


Unit 3 Banking Services {Book}
Types of banks VIEW
Banking Products and Services VIEW VIEW
Types of Bank Deposit Accounts VIEW VIEW
Savings Bank Account, Recurring Deposit, PPF, NSC etc. VIEW
Term Deposit, Current Account VIEW
Formalities to open various types of bank accounts, PAN Card, Address proof, VIEW
Various types of loans VIEW
Short term, VIEW
Medium term, Long term Loan VIEW
Micro finance VIEW VIEW
Interest rates offered by various Nationalized banks and post office VIEW
Cashless banking VIEW
e-banking VIEW
Check Counterfeit Currency VIEW
Debit and Credit Card VIEW
APP based Payment system VIEW
Banking complaints and Ombudsman VIEW
Unified Payment Interface (UPI) VIEW
Unit 4 Post Office Financial Services {Book}
Post office Savings Schemes: Savings Bank, Recurring Deposit, Term Deposit, Monthly Income Scheme, Kishan Vikas Patra VIEW
Senior Citizen Savings Scheme (SCSS) VIEW
Sukanya Samriddhi Yojana/ Account (SSY/SSA) VIEW
India Post Payments Bank (IPPB) VIEW
Money Transfer: Money Order, E-Money order VIEW
Instant Money Order, Collaboration with the Western Union Financial Services VIEW
MO Videsh (Service Closed)
International Money Transfer Service VIEW
Electronic Clearance Services (ECS) VIEW
Money gram International Money Transfer VIEW
Indian Postal Order (IPO)
Unit 5 Protection and Investment Related Financial Services {Book}
Insurance Services: Life Insurance Policies: Life Insurance, Term Life Insurance VIEW
Endowment Policies VIEW
Pension Policies VIEW
Health Insurance and its Plans VIEW VIEW
Property Insurance VIEW
Policies offered by various general insurance companies VIEW
Post office life Insurance Schemes: Postal Life Insurance and Rural Postal Life Insurance (PLI/RPLI) VIEW
Housing Loans: Institutions providing housing loans VIEW VIEW
Loans under Pradhan Mantri Awas Yojana; Rural and Urban VIEW
Investment avenues in Equity VIEW
Investment avenues in Debt Instruments VIEW VIEW
Portfolio Management: Meaning and importance VIEW VIEW
Share Market VIEW
Debt Market VIEW VIEW
Sensex and its significance VIEW
Investment in Shares VIEW
Mutual Fund VIEW
Systematic investment plan (SIP) VIEW