Banking Operations BU B.Com Notes

Unit 1 [Book]
Origin of Bank, Meaning and Definition, Features of BanksVIEW
Evolution of Banking in IndiaVIEW
Stages in Evolution of Banking in IndiaVIEW
Structure of Indian Banking SystemVIEW
Reserve Bank of India (RBI), Role, Importance, FunctionsVIEW
Monetary Policy Tools (Repo Rate, Reverse Repo Rate, CRR & SLR)VIEW
Banking Regulation ActVIEW
Prompt Corrective Action (PCA)VIEW
Unit 2 [Book]
Meaning, Role and Functions of Commercial BanksVIEW
Role and Functions of Private Sector BankVIEW
Public Sector BankVIEW
Foreign BanksVIEW
NABARD, Role and ImportanceVIEW
Regional Rural BankVIEW
Co-operative Banks (State and Urban Co-operative Banks)VIEW
Schedule and Non-Schedule BanksVIEW
Payment BanksVIEW
Small Finance BanksVIEW
Development BanksVIEW
Unit 3 [Book]
Bank Accounts, Savings Bank Account, Current Bank AccountVIEW
Term DepositsVIEW
Non-Resident Accounts: NRE and NRO, Significance and DifferenceVIEW
LoansVIEW
AdvanceVIEW
Central Government’s Credit Guarantee Fund Trust & Micro & Small Enterprises Scheme (CGTMSE)VIEW
Working Capital Loans:
Cash CreditVIEW
Overdraft (OD)VIEW
Concept of HypothecationVIEW
Secured and Unsecured LoansVIEW
Concept of Banking SurrogateVIEW
DiscountingVIEW
Bills of ExchangeVIEW
Letters of CreditVIEW
Term LoansVIEW
Concept of MortgageVIEW
Loan against Property (LAP)VIEW
Loan against Securities (LAS)VIEW
Gold Loans PledgeVIEW
Agency & Retail:
InsuranceVIEW
InvestmentVIEW
FOREXVIEW
Home LoanVIEW
Auto LoanVIEW
Education LoanVIEW
Unit 4 [Book]
Definition, Meaning and Characteristics of Promissory NoteVIEW
Bill of ExchangeVIEW
Cheque, Types of Cheques, Bearer, Order and CrossedVIEW
Types of Crossing- General and SpecialVIEW
Check Truncation SystemVIEW
Definition and Meaning of Endorsement, Types of Endorsement: Blank, Full or Special, Restrictive, Partial, Conditional, Sans Recourse, FacultativeVIEW
Unit 5 [Book]
Introduction to Net BankingVIEW
Traditional vs Modern BankingVIEW
NEFTVIEW
RTGSVIEW
IMPSVIEW
24/7 Fund Transfer:
Mobile App based BankingVIEW
UPIVIEW
Mobile WalletsVIEW
Payment Apps (Paytm, Google Pay, Apple Pay, Merchant Payments)VIEW
Credit CardVIEW
Prepaid CardsVIEW
Contactless Payments (NFC cards, QR codes)VIEW
Frauds in Banking, RemediesVIEW
Ethical issues in BankingVIEW

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