Digital Banking and Innovation Bangalore North University BCOM SEP 2024-25 5th Semester Notes

Unit 1
Evolution of Banking VIEW
Traditional to Digital Transformation VIEW
Comparison between Traditional Banking and Digital Banking VIEW
Digital Banking, Meaning, Features, Scope and Significance, Advantages and Limitations VIEW
Branchless Banking VIEW
Digital Banking Channels and Platforms VIEW
Digital Banking Ecosystem in India VIEW
Financial Inclusion Initiatives VIEW
Jan Dhan Initiative VIEW
Aadhaar based Banking Initiative VIEW
Mobile Banking VIEW
Reserve Bank of India (RBI) VIEW
Role of Reserve Bank of India (RBI) in Digital Banking Regulation VIEW
Unit 2
Digital Payment Systems and Services VIEW
Domestic Payment Systems:
RuPay VIEW
AEPS VIEW
NACH VIEW
Unified Payments Interface (UPI) and its Architecture VIEW
Role of National Payments Corporation of India (NPCI) VIEW
Mobile Wallets VIEW
Prepaid Payment Instruments VIEW
QR Code Payments VIEW
Cards Payments VIEW
ATMs Payments VIEW
Cash Deposit Machines (CDM) VIEW
Internet Banking VIEW
Mobile Banking Services VIEW
Electronic Fund Transfers:
NEFT VIEW
RTGS VIEW
IMPS VIEW
Personal Financial Management (PFM) Tools VIEW
Case Studies of Digital Payment Platforms such as Google Pay, PhonePe, Paytm, and BHIM VIEW
Unit 3
Financial Technology (Fintech) Innovations, Evolution of FinTech VIEW
Role of Start-ups in Financial Innovation VIEW
Neobanks Banking Business Models VIEW
Digital Banking Business Models VIEW
Digital Lending Platforms VIEW
Peer-to-Peer Lending VIEW
Artificial Intelligence (AI) in Banking VIEW
Machine Learning Applications in Banking VIEW
Digital Investment Platforms VIEW
Robo-Advisory Services VIEW
InsurTech VIEW
RegTech VIEW
WealthTech VIEW
Impact of FinTech on Traditional Banking Services VIEW
Unit 4  
Types of Cyber Threats in Digital Banking: Phishing, Malware, Identity Theft, and Social Engineering Attacks VIEW
Digital Payment Security Mechanisms: OTP, Two-Factor Authentication (2FA), and Tokenization VIEW
Data Privacy and Protection Frameworks VIEW
Cyber Security Guidelines Issued by RBI VIEW
Risk Management in Digital Transactions, Fraud Detection Systems, Customer Protection in Unauthorized Electronic Transactions, Grievance Redressal Mechanisms VIEW
Digital Banking Consumer Awareness and Safe Digital Practices VIEW
Cyber Fraud Case Studies in Digital Banking VIEW
Unit 5  
Open Banking VIEW
Application-Based Banking Services VIEW
Central Bank Digital Currency (CBDC) VIEW
Cryptocurrencies and their Role in Finance VIEW
Global Trends in Digital Payments VIEW
Virtual Banking VIEW
Metaverse Banking VIEW
Green Banking and Sustainable Digital Banking Practices VIEW
Impact of Digital Banking on Traditional Banking Structure VIEW
Career Opportunities in Digital Banking and FinTech VIEW
Challenges, Opportunities, and Future Outlook of Digital Banking in India VIEW

One thought on “Digital Banking and Innovation Bangalore North University BCOM SEP 2024-25 5th Semester Notes

Leave a Reply

error: Content is protected !!