| Unit 3 Banking Products {Book} |
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| Bank Accounts: |
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| Savings Bank Account, Current Account |
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| Recurring Deposits Account |
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| Fixed Deposits Account |
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| Non Resident Indians Accounts, Pigmy Deposit Accounts, Other Special Accounts |
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| Procedures and Documents involved in opening bank accounts |
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| Bank Advances |
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| Principles of Bank Lending |
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| Kinds of Loans: |
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| Short-term Loans |
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| Cash Credit |
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| Overdraft |
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| Pledge, Hypothecation |
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| Discounting and Purchase of Bills of Exchange |
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| Purchase of Bills of Exchange |
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| Letters of Credit |
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| Retail Banking Services: Home loans, Auto Loans, Personal loans |
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| Retail Banking Services: Safe Lockers, Jewel Loans, Consumer Durable Loans, Education Loans |
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| Auxiliary Services: Investment Services, Insurance services |
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| Currency Exchange |
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| Household payment services |
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| Negotiable Instruments: Meaning, Definitions, Features |
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| Types of Negotiable Instruments |
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| Parties to Negotiable Instruments |
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| Crossing of Cheques |
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| Endorsements of Cheques |
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| Payments and Collection of Cheques |
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| Dishonor of Cheques |
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| Cheques Truncation System |
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