Financial Literacy Bangalore University B.com 1st Semester NEP Notes

Last updated on 17/03/2023 3 By indiafreenotes

Unit 1 Introduction to Financial Literacy {Book}
Meaning, importance and scope of financial literacy	VIEW	VIEW
Prerequisites of Financial Literacy, Level of education, Numerical and Communication ability		VIEW
Various financial institutions:
Bank	VIEW	VIEW
Insurance Companies	VIEW	VIEW
Post Offices		VIEW
Mobile App based services		VIEW
Need of availing of financial services from Banks, Insurance companies and Postal services		VIEW

Unit 2 Financial Planning and Budgeting {Book}		VIEW
Meaning, Importance and Need for financial planning	VIEW	VIEW
Personal Budget, Family Budget, Business Budget		VIEW
Procedure for financial planning and Preparing budget	VIEW	VIEW
Avenues for savings from surplus	VIEW	VIEW

Unit 3 Banking Services {Book}
Types of banks		VIEW
Banking Products and Services	VIEW	VIEW
	VIEW	VIEW
Types of Bank Deposit Accounts	VIEW	VIEW
	VIEW	VIEW
Savings Bank Account, Recurring Deposit, PPF, NSC etc.		VIEW
Term Deposit, Current Account		VIEW
Formalities to open various types of bank accounts, PAN Card, Address proof,		VIEW
KYC norm		VIEW
Various types of loans		VIEW
Short term,		VIEW
Medium term, Long term Loan		VIEW
Micro finance	VIEW	VIEW
Interest rates offered by various Nationalized banks and post office		VIEW
Cashless banking		VIEW
e-banking		VIEW
Check Counterfeit Currency		VIEW
CIBIL	VIEW	VIEW
ATM		VIEW
Debit and Credit Card		VIEW
APP based Payment system		VIEW
Banking complaints and Ombudsman		VIEW
Unified Payment Interface (UPI)		VIEW

Unit 4 Post Office Financial Services {Book}
Post office Savings Schemes: Savings Bank, Recurring Deposit, Term Deposit, Monthly Income Scheme, Kishan Vikas Patra	VIEW
Senior Citizen Savings Scheme (SCSS)	VIEW
Sukanya Samriddhi Yojana/ Account (SSY/SSA)	VIEW
India Post Payments Bank (IPPB)	VIEW
Money Transfer: Money Order, E-Money order	VIEW
Instant Money Order, Collaboration with the Western Union Financial Services	VIEW
MO Videsh (Service Closed)
International Money Transfer Service	VIEW
Electronic Clearance Services (ECS)	VIEW
Money gram International Money Transfer	VIEW
Indian Postal Order (IPO)

Unit 5 Protection and Investment Related Financial Services {Book}
Insurance Services: Life Insurance Policies: Life Insurance, Term Life Insurance		VIEW
Endowment Policies		VIEW
Pension Policies		VIEW
ULIP		VIEW
Health Insurance and its Plans	VIEW	VIEW
Property Insurance		VIEW
Policies offered by various general insurance companies		VIEW
Post office life Insurance Schemes: Postal Life Insurance and Rural Postal Life Insurance (PLI/RPLI)		VIEW
Housing Loans: Institutions providing housing loans	VIEW	VIEW
Loans under Pradhan Mantri Awas Yojana; Rural and Urban		VIEW
Investment avenues in Equity		VIEW
Investment avenues in Debt Instruments	VIEW	VIEW
Portfolio Management: Meaning and importance	VIEW	VIEW
Share Market		VIEW
Debt Market	VIEW	VIEW
Sensex and its significance		VIEW
Investment in Shares		VIEW
Mutual Fund		VIEW
Systematic investment plan (SIP)		VIEW