Month: September 2020

Penny stocks are a form of market traded security which attracts minimal pricing. These securities are mostly offered by companies with lower market capitalisation rates. Therefore, these are also called nano-cap stocks, micro-cap stocks, and small-cap stocks, depending on the company’s market capitalisation.

A company’s market capitalisation rate is determined based on the product of the current price of its shares or stocks and the number of outstanding shares i.e. NAV of shares x number of outstanding stocks.

Based on this factor, companies are indexed in recognised stock exchanges such as National Stock Exchange and Bombay Stock Exchange. Penny stock lists are often found in the lower sections of such stock exchanges or lesser-known stock exchanges.

The features of penny stocks are listed below:

• High-returns: These stocks provide much higher returns compared to other forms of securities. As such shares are issued by small and micro-cap companies, they have vast potential for growth. Consequently, penny stocks are risky, given its intensity of response to market fluctuations.
• Illiquid: Penny stocks in India are illiquid in nature, given the fact that the companies issuing them are relatively unpopular. It becomes challenging to find individuals who are willing to purchase these stocks, thus offering little aid during emergencies.
• Low-cost: In India, penny stocks are usually priced lower than Rs. 10. Therefore, you could purchase a substantial amount of stock units from penny stock list with a small scale investment.
• Unpredictable pricing: Penny stocks might not attract adequate pricing during the sale. It might result in a lower or non-existent profit margin. Similarly, these stocks could also attract a price significantly higher than your cost; therefore, resulting in a considerable profit.

Penny stocks should be included in your portfolio. Here are the following reasons as to why:

• Multibagger:

Some of these stocks have the potential to evolve into multi-baggers. It means shares which yield in multiples of the investment amount. If specific security reaps double its investment amount, it is called a double-bagger, and if it returns ten times its investment value, it is considered a ten-bagger.

Including them in your portfolio could exponentially increase your return prospects and might outperform the large and mid-cap funds. However, conduct thorough research into the penny stocks list to gauge which stocks have the potential to be multibaggers.

• Inexpensive:

Investing in these stocks is comparatively cheaper. Hence, you can invest in them without losing any significant portion of your investment finances. Allotting a small portion of your portfolio to purchase the best penny stocks for 2019 in India would still allow you the leeway to invest in other, more secure investment options while considerably reducing the risk factor associated.

Forms of risks associated with penny stocks. These are:

• Limited information: Given the fact that companies issuing penny stocks are start-ups, there exists a dearth of information on their financial soundness, past performance, growth prospects, etc. Individuals might end up investing in them half-wittingly. Therefore, conduct thorough research into the list of penny stocks in India before investing.
• Scams: Penny stock scams are commonplace in international financial history. One such popular method is “Pump and Dump”. Companies and scammers purchase a considerable amount of penny stocks resulting in value inflation which attracts other investors to follow the hype.

The Nasdaq Stock Market, also known as Nasdaq or NASDAQ, is an American stock exchange located at One Liberty Plaza in New York City. It is ranked second on the list of stock exchanges by market capitalization of shares traded, behind only the New York Stock Exchange. The exchange platform is owned by Nasdaq, Inc., which also owns the Nasdaq Nordic stock market network and several U.S. stock and options exchanges.

Nasdaq is a global electronic marketplace for buying and selling securities. Nasdaq was created by the National Association of Securities Dealers (NASD) to enable investors to trade securities on a computerized, speedy and transparent system, and commenced operations on February 8, 1971. The term, “Nasdaq” is also used to refer to the Nasdaq Composite, an index of more than 3,000 stocks listed on the Nasdaq exchange that includes the world’s foremost technology and biotech giants such as Apple, Google, Microsoft, Oracle, Amazon, and Intel.

Origins of Nasdaq

Nasdaq officially separated from the NASD and began to operate as a national securities exchange in 2006. In 2007, it combined with the Scandinavian exchange group OMX to become the Nasdaq OMX group, which is the largest exchange company globally, powering 1 in 10 of the world’s securities transactions.

Headquartered in New York, Nasdaq OMX operates 25 markets – primarily equities, and also including options, fixed income, derivatives and commodities – as well as one clearinghouse and five central securities depositories in the U.S. and Europe. Its cutting-edge trading technology is used by 70 exchanges in 50 countries. It is listed on the Nasdaq under the symbol NDAQ and has been part of the S&P 500 since 2008.

The Nasdaq computerized trading system was initially devised as an alternative to the inefficient “specialist” system, which had been the prevalent model for almost a century. The rapid evolution of technology has made the Nasdaq’s electronic trading model the standard for markets worldwide.

As a leader in trading technology from the outset, it was only fitting that the world’s technology giants chose to list on the Nasdaq in their early days. As the technology sector grew in prominence in the 1980s and 1990s, the Nasdaq became the most widely followed proxy for this sector. The technology and dot-com boom and bust of the late 1990s is exemplified by the rise and fall of the Nasdaq Composite during this period. The index crossed the 1,000 mark for the first time in July 1995, soared in the following years and peaked at over 4,500 in March 2000, before slumping almost 80% by October 2002 in the subsequent correction.

Recent History of Nasdaq

In February, 2011, in the wake of an announced merger of NYSE Euronext with Deutsche Börse, speculation developed that NASDAQ OMX and Intercontinental Exchange (ICE) could mount a counter-bid of their own for NYSE. At the time, NYSE Euronext’s market value was $9.75 billion. Nasdaq was valued at $5.78 billion, while ICE was valued at $9.45 billion. Late in the month, Nasdaq was reported to be considering asking either ICE or the Chicago Mercantile Exchange to join in what would probably have to be, if it proceeded, an $11–12 billion counterbid.

The European Association of Securities Dealers Automatic Quotation System (EASDAQ) was founded as a European equivalent to the Nasdaq Stock Market. It was purchased by NASDAQ in 2001 and became NASDAQ Europe. Operations were shut down, however, as a result of the bursting of the dot-com bubble. In 2007, NASDAQ Europe was revived as Equiduct, and it is currently operating under Börse Berlin.

On June 18, 2012, Nasdaq OMX became a founding member of the United Nations Sustainable Stock Exchanges initiative on the eve of the United Nations Conference on Sustainable Development. In November 2016, Nasdaq Chief Operating Officer Adena Friedman was promoted to the role of CEO, becoming the first woman to run a major exchange in the U.S. In 2016, Nasdaq earned $272 million in listings-related revenues.

Nasdaq achieved its highest-ever close on August 29, 2018, when its index peaked at 8109.69. In 2018, it was announced that the Nasdaq was planning to introduce cryptocurrency futures the next year in conjunction with a prominent investment firm.

Stress management starts with identifying the sources of stress in your life. This isn’t as easy as it sounds. Your true sources of stress aren’t always obvious, and it’s all too easy to overlook your own stress-inducing thoughts, feelings, and behaviors. Sure, you may know that you’re constantly worried about work deadlines. But maybe it’s your procrastination, rather than the actual job demands, that leads to deadline stress.

To identify your true sources of stress, look closely at your habits, attitude, and excuses:

• Do you explain away stress as temporary (“I just have a million things going on right now”) even though you can’t remember the last time you took a breather?
• Do you define stress as an integral part of your work or home life (“Things are always crazy around here”) or as a part of your personality (“I have a lot of nervous energy, that’s all”).
• Do you blame your stress on other people or outside events, or view it as entirely normal and unexceptional?

Until you accept responsibility for the role you play in creating or maintaining it, your stress level will remain outside your control.

Start a stress journal

A stress journal can help you identify the regular stressors in your life and the way you deal with them. Each time you feel stressed, keep track of it in your journal. As you keep a daily log, you will begin to see patterns and common themes. Write down:

• What caused your stress (make a guess if you’re unsure).
• How you felt, both physically and emotionally.
• How you acted in response.
• What you did to make yourself feel better.

Look at how you currently cope with stress

Think about the ways you currently manage and cope with stress in your life. Your stress journal can help you identify them. Are your coping strategies healthy or unhealthy, helpful or unproductive? Unfortunately, many people cope with stress in ways that compound the problem.

Unhealthy ways of coping with stress

These coping strategies may temporarily reduce stress, but they cause more damage in the long run:

• Smoking
  • Drinking too much
  • Overeating or undereating
  • Zoning out for hours in front of the TV or computer
  • Withdrawing from friends, family, and activities
  • Using pills or drugs to relax
  • Sleeping too much
  • Procrastinating
  • Filling up every minute of the day to avoid facing problems
  • Taking out your stress on others (lashing out, angry outbursts, physical violence)

Learning healthier ways to manage stress

If your methods of coping with stress aren’t contributing to your greater emotional and physical health, it’s time to find healthier ones. There are many healthy ways to manage and cope with stress, but they all require change. You can either change the situation or change your reaction. When deciding which option to choose, it’s helpful to think of the four As: avoid, alter, adapt, or accept.

Since everyone has a unique response to stress, there is no “one size fits all” solution to managing it. No single method works for everyone or in every situation, so experiment with different techniques and strategies. Focus on what makes you feel calm and in control.

Dealing with Stressful Situations: The Four A’s

Change the situation:

• Avoid the stressor.
• Alter the stressor

Change your reaction:

• Adapt to the stressor.
• Accept the stressor.

Pranayama

Pranayama state as “control of breath” calms the disturbed pattern of breathing which agitates the mind and senses. It is an important therapeutic method for promoting healing on all levels.

Mind and breath are linked together like a bird with two wings. In the same manner breath can be used as a rope to tie down the mind. If we concentrate on the breath, the mind becomes internalized. The process of Pratyahar means withdrawal from the senses and its external orientation on the outer world and made to turn inward. In this ways Pranayama is one of the best means of Pratyahar.

Awareness of breath is a door to the deeper levels of the mind. As the mind focuses on the breath, the deeper layers of consciousness gradually open, releasing the subconscious and all that is hidden within. The process of mind draws more energy during Pranayama, deeper thoughts come up, and emotional issues helps to deal or sit in meditation or their energy will disturb us and prevent us from going deeper. It should be never be attempted willfully or forcefully but as part of a process of deepening inner peace and equanimity. To deal with it properly requires the proper foundation of Yamas and Niyamas first.

Mantras

Mantra meditation is one of the simplest and easiest-to-learn meditation techniques. Like other forms of meditation, it can change your stress levels at the moment with a single session or can change the way you manage stress from now on with repeated practice. And it has the benefit of being simple to learn and customize to meet your specific needs for stress management.

Benefits of Mantra Meditation

If you are reading this, you have probably already heard that meditation is a powerhouse of a stress reliever because of all of the ways it can improve your outlook and overall health. 

Meditation has been linked to a reduction of chronic stress as well as decreases in heart rate and blood pressure, an increase in immune system functionality, and many other benefits.

Mantra meditation, in particular transcendental meditation, has also been linked with a decrease in intrusive thoughts, and an increase in meaning and quality of life in HIV patients.

 It has been linked to reduced stress, anxiety and anger and increases in quality of life in nurses. Another study on veterans found that mantra meditation reduces the occurrence of intrusive thoughts and minimizes stress as well.2 Many people find that mantra meditation is simpler to master when they are starting out because it provides an empowering focal point; many people find it difficult to keep redirecting their thoughts to the present moment and instead feel that it is easier to have something more specific to grasp onto.

The bottom line is, with mantra meditation, you may feel less stressed after one session. With repeated practice, you may find yourself less reactive to future stress. Practicing mantra meditation is easy. Here’s how:

1. Set Aside a Few Minutes and Get into a Comfortable Position

• At first, it’s best to have a quiet room, free of distractions. With repeated practice, you may find yourself able to practice mantra meditation anywhere and under more chaotic circumstances.

2. Choose a Mantra for Meditation

• A mantra is a word or phrase that you repeat to yourself out loud or silently. It can be a more classically significant spiritual word like the Hindu, ‘Aum,’ (aka Om) or it can be a word or phrase like, ‘Calm’ or ‘I am at peace.’ The words or sounds you choose aren’t important as long as they are simple and comfortable for you to repeat.

3. Close Your Eyes and Repeat Your Mantra to Yourself

• As you do so, try to focus only on the sound and feel of your mantra and nothing else. If you find other thoughts creeping into your head, thank yourself for noticing, and gently redirect your attention to your mantra.

4. Continue for Several Minutes

• That’s it. Just continue to repeat your mantra and focus on the sound and the way it feels to make the sound. Redirect your attention away from distractions, and back to your mantra. You can start with 5- or 10-minute sessions and work up to 20 or 30; with mantra meditation, any practice time is better than none.

Nutrition

Good nutrition is an important stress management tool. When our bodies are poorly fed, stress takes an even greater toll on our health. Nutrition and stress are interlinked. Here are some tips to eat well for academic success:

• Eat regularly. Your brain needs glucose to work at its best. Eating regularly throughout the day helps keep your blood glucose stable. Studies have shown that more stable blood sugar levels are associated with better academic performance.
• Get your healthy fats. Omega-3 fatty acids found in walnuts, flax seed and fish oil are associated with brain function. Deficiencies of this fatty acid can result in depression and/or anxiety.
• Eat your veggies. Fruits and vegetables contain vitamins and minerals like copper, zinc, manganese, and vitamins A, E and C. Leafy greens are especially good for you. These vitamins and minerals work to neutralize harmful molecules produced when your body is under stress.
• Add high-fiber foods. High fiber intake has been associated with greater alertness and decreased perceived stress. So add fiber-rich foods like oatmeal, nuts, beans, fruits and vegetables to your diet.
• Trade caffeine for more sleep. Caffeine leads to increased blood pressure and may make you anxious, especially if you are already prone to anxiety. While consuming caffeine may seem to help you concentrate better, some studies show that caffeine only restores what is lost through lack of sleep. Instead of turning to caffeine, try the natural grade booster – sleep!
• Stock up on healthy snacks. If you know that a stressful or busy time is approaching, prepare by stocking up on quick, healthy snacks. Healthy snacks are high in protein and/or fiber. Some examples are low fat granola, almonds, peanuts, carrots with hummus or yogurt with fresh fruit.

Music

The soothing power of music is well-established. It has a unique link to our emotions, so can be an extremely effective stress management tool.

Listening to music can have a tremendously relaxing effect on our minds and bodies, especially slow, quiet classical music. This type of music can have a beneficial effect on our physiological functions, slowing the pulse and heart rate, lowering blood pressure, and decreasing the levels of stress hormones. Music, in short, can act as a powerful stress management tool in our lives.

As music can absorb our attention, it acts as a distraction at the same time it helps to explore emotions. This means it can be a great aid to meditation, helping to prevent the mind wandering.

Musical preference varies widely between individuals, so only you can decide what you like and what is suitable for each mood. But even if you don’t usually listen to classical music it may be worth giving it a try when selecting the most calming music.

When people are very stressed, there is a tendency to avoid actively listening to music. Perhaps it feels like a waste of time, not helping to achieve anything. But as we know, productivity increases when stress is reduced, so this is another area where you can gain vast rewards. It just takes a small effort to begin with.

To incorporate music into a busy life, try playing CDs in the car, or put the radio on when in the bath or shower. Take portable music with you when walking the dog, or put the stereo on instead of the TV. A person with clinical depression or bipolar disorder might listen to music to help with their worst, lowest moods.

Singing (or shouting) along can also be a great release of tension, and karaoke is very enjoyable for some extroverts! Calming music before bedtime promotes peace and relaxation and helps to induce sleep.

Research on Music

Music has been used for hundreds of years to treat illnesses and restore harmony between mind and body. But more recently, scientific studies have attempted to measure the potential benefits of music.

The word meditation is derived from the Latin word Meditari, meaning “to think, “contemplate”, “devise”, or “ponder”. Today, meditation has become extremely popular all over the world. In general, most of the time it has been used to reduce stress, to promote wellness and healing. There are more than 2500 research studies available on meditation. In the last 200 years, different meditation techniques are derived from the traditional Yoga texts and promoted by the Yoga masters and spiritual leaders.

Although the ultimate goal of meditation is same (calming the mind) the paths are different. However, in the west, meditation is considered as a relaxation technique to promote wellness and healing. The Upanisads emphasis on selfanalysis through intellect and establish the mind on self. Lord Krishna in Bhagavad Geeta says, ‘meditate on the Supreme Self by directing all the senses towards inside using the intellect’. Perhaps, the most profound description of meditation is found in Patanjali Yoga Sutra. Sage Patanjali describes Añöäìga Yoga (eight limbs of Yoga) to realize the ultimate. The sixth and the seventh limb of añöäìga Yoga are pertaining to meditation.

Dharana and Dhyana may be considered as the last two of four stages, which form a continuum in the process and practice of meditation. Hatha Yoga gives the description of the practice of meditation and its benefits. Tantra presents 112 of meditation techniques to realize the ultimate.

Meditation is a distinct practice in Indian philosophy and it is mentioned in many Indian traditional texts. The first description of meditation occurs in Vedas which is one of the oldest scriptures of Hindu culture. Meditation was a part of daily life and known to everyone during Vedic age. Recently, the archaeologists have discovered the sculptures in meditative pose in the ancient civilization, Mohenjo-Daro and Harappa. Specific meditation techniques have been developed for the convenience in the later period.

A restless mind is like a lake, constantly agitated by the winds of desires, creating thought-waves of diverse nature. Because of this constant agitation, our true Self at the bottom of the lake cannot be perceived. To subside all thought-waves, a single thought is consciously cultivated by the repeated and uninterrupted practice of meditation. Then, the lake (mind) becomes calm and bottom of lake (ätman) becomes visible.

Meditation is keeping the mind focused uninterruptedly on a subject for a certain length of time. It is a mental process by which meditator becomes one with the object of meditation. Meditation is the seventh stage in Astanga Yoga of Patanjali.

Meditation is an antidote to stress

• The Neuro chemistry and Neuro physiology of meditation is just the reverse of stress. Stress: Over activity of Sympathetic system.
• Meditation: Over activity of Parasympathetic system.

Caution

• However, it is not a push button system, one need patience. Hence there is a 90 to 95% -drop out rate. One needs to have right guide, right method, correct understanding, appropriate place, constant practice, extreme faith and full conviction.
• Please do not sleep.
• Meditation industry is at height, because of commercialization, so one should be careful.
• Not to make comparisons, all systems are great

It means Meditation is the art of living in the present. Human beings normally choose to recollect past or predict future rather than think about present. This attitude leads to the vicious circle of hopes, failures, regrets and tensions. Meditation leads us to stay with the time thereby keeping us away from past or future.