Banking Practice Bangalore City University B.Com SEP 2024-25 4th Semester Notes

Unit 1 [Book]
Bank Accounts, Meaning and TypesVIEW
Account Opening ProcedureVIEW
Account Operating ProcedureVIEW
Termination of Bank AccountVIEW
Bank Customers, Meaning, TypesVIEW
Bank and Customer RelationsVIEW
Principles of Bank LendingVIEW
Modes of Creating Charge, Lien, Pledge, HypothecationVIEW
Mortgage, Meaning, TypesVIEW
Debt Recovery, Concept, Causes of Overdue, Problems of Debt Recovery, Procedure of Debt RecoverVIEW
Non Performing Assets (NPA)VIEW
Unit 2 [Book]
Negotiable Instruments, Meaning, Definition and FeaturesVIEW
Promissory Note, Definition, Features, ProcedureVIEW
Bill of Exchange, Definition, Features, ProceduresVIEW
Cheques, Definition, Types and PartiesVIEW
Dishonour of Cheques, Reasons for Dishonour of ChequesVIEW
Types of Crossing of ChequesVIEW
Endorsement of Negotiable Instruments, Definition and Types of Endorsement, Effects of EndorsementVIEW
Unit 3 [Book]
Modern Technology in Banking- ATM, RTGS / NEFT, SWIFT, Electronic Fund Transfer (EFT), Electronic Clearing Services (ECS)VIEW
Tele BankingVIEW
Mobile BankingVIEW
Internet BankingVIEW
Unified Payment Interface (UPI)VIEW
Immediate Payment service (IMPS)VIEW
New Trends in BankingVIEW
DigitizationVIEW
Block ChainVIEW
Artificial Intelligence RobotsVIEW
P2P Payment ServicesVIEW
Biometric AuthenticationVIEW
Crypto CurrencyVIEW

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