SME Rating agency of India6th February 2021
SMERA, widely known as ‘The SME Rating Agency’, was conceptualised by Ministry of Finance, Govt. of India and the Reserve Bank of India to help Indian MSMEs grow and get access to credit through independent and unbiased credit opinion that banks can rely on. SMERA offers SME Ratings, New Enterprise Credibility Scores, SME Credit Due Diligence and SME Trust Seal to Indian MSMEs to help lenders take informed decisions.
SMERA a joint initiative by SIDBI, Dun & Bradstreet Information Services India Private Limited (D&B) and several leading banks in the country. SMERA is the country’s first Rating agency that focuses primarily on the Indian MSME segment. SMERA has completed 7000 ratings.
SMERA is now a wholly owned subsidiary of Acuité Ratings & Research Limited. Acuité, a joint initiative of Small Industries Development Bank of India (SIDBI), Dun & Bradstreet Information Services India Private Limited (D&B) and leading public and private sector banks in India, is registered with SEBI as a credit rating agency.
Microfinance Analytics is an initiative of SMERA Gradings & Ratings to facilitate financial inclusion through grading, research and advisory services exclusive to the Microfinance Institutions (MFI) sector. It aims to provide valuable and timely insights to the MFI lenders and investors for meeting their social, financial and business objectives.
SMERA offers following
- MSME Rating
- Greenfield and Brownfield Grading
- Microfinance Institutions (MFI) Rating
- Green Rating
- Risk Management Solutions
|India SME Rating||Definition|
|SME 3||Above Average|
|SME 5||Below Average|