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Microinsurance is insurance with low premiums and low caps / coverage. In this definition, “micro” refers to the small financial…

More recently, IRDA has taken a holistic view of the features of ULIPs and addressed issues impacting the policyholders including…

Paying LIC premiums offline Offline premiums for LIC policies can be paid in any of the below-mentioned ways: NACH (National…

In these Regulations, unless the context otherwise requires, (i) ‘Act’ means the Foreign Exchange Management Act, 1999 (42 of 1999);…

The Insurance Regulatory and Development Authority of India (IRDAI) has introduced several regulatory changes to health insurance. Insurance Regulatory and…

The business of general insurance was nationalised through The General Insurance (Emergency) Provisions Ordinance promulgated on 13 May 1971 and…

The term ‘Yogakshemam Bahamayam’ in our ancient texts. This suggests that a form of “community insurance” was prevalent around 1000…

The Government of India issued an Ordinance on 19 January 1956 nationalising the Life Insurance sector and Life Insurance Corporation…

Definitions: “Act” means the Insurance Act, 1938 (4 of 1938), as amended from time to time. “Agreement” for the purpose…

An Insurance Intermediary means individual agents, corporate agents including banks and brokers they intermediate between the customer and the insurance…